Get the letter right before you make the offer

About the Desk

Desk answer

Preapproval Desk is an independent, non-commercial explainer for people about to make an offer on a home. We are not a lender, we do not refer anyone, and we never ask for documents or contact details.

Last reviewed October 29, 2026 against the primary sources listed below.

Standards

Only primary consumer sources.
No made-up figures, reviews or success rates.
Visible review dates on every page.