Preapproval Desk checklist
Questions to ask a lender
Desk answer
Ask what the lender verified and what could change, so the letter holds up when you make an offer.
Last reviewed against the primary sources listed below.
Verification
- Did you review my credit, income and assets?
- Did an underwriter review my file?
The letter
- How long is the letter valid?
- Can you issue an offer-specific letter quickly?
Keeping it valid
- What changes should I avoid before closing?
How to use the answers
Use the readiness checker with the answers to see what is still missing.